auto loan west islip ny

The form is submitted using an HTTPS form action. All sensitive data is encrypted before transmission and is never sent as clear-text.

* Indicates a required field

Contact Information


Address Information

Back Continue

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

(enter your initials)

I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Why Choose Genesis of the South Shore?

Nobody enjoys a stressful car buying experience. That's why we guarantee we'll be upfront with you. We're real people here, we won't hassle you to purchase anything beyond the means of your budget!

We'd love for you to visit our showroom and talk to one of our staff about the perks of owning a Genesis model! Visit us at 193 Sunrise Highway, West Islip, NY and find out why so many residents in the greater West Islip area are choosing Genesis of the South Shore for the automotive needs. View the world though the windshield of a new Genesis G80 or Genesis G90 and experience all that this wonderful brand has to offer. So, schedule a test drive today or fill out a financing application and take the wheel of one of these exquisite sedans to stand out from the rest!

Car Buying Made Easy

If you're in the market for an attractive Genesis sedan, choose Genesis of the South Shore. Here you'll find our team of expert and responsive staff ready to discuss everything from the nitty gritty financial details to the perks of owning a new Genesis model! We're committed to providing the best possible shopping experience for the customer. We want to get you in and out of our dealership as fast as we can so you can hit the road in one of our new models and discover why so many residents from Bayshore to Dix Hills choose us for all things automotive.

Finance Your Next Genesis Vehicle at Genesis of the South Shore

With so many exceptional Genesis models to choose from, picking out a new or used vehicle from Genesis of the South Shore has never been easier. However, understanding your financing options and deciding which route to go with may be more difficult. Our Finance Center at Genesis of the South Shore strives to simplify this process and explain our options thoroughly. Our goal is to make the financing process a more pleasant experience for our West Islip buyers. By presenting multiple options, explaining their advantages in detail, and leaving the ultimate decision to the consumer, we seek to empower our clients near Dix Hills.

Financing Options Explained

Once you've picked out a Genesis car from our new inventory, it's time to head on into the Finance Center to complete your transaction. This is where our finance staff helps you explore everything financially required for your purchase. From a down payment to a trade-in to sales tax and everything in between, we address how you wish to fund your new Genesis vehicle.

Lease Agreement

Leasing a vehicle is a good option for some Babylon shoppers, and we are here to break it down for you. When you enter into a lease agreement, you are making a monthly payment for a fixed term, similar to what you do with an auto loan. However, at the end of a lease agreement, you return the model and what you do afterward is completely up to you. You can shop for a new vehicle to lease or loan, buy a vehicle outright, or explore other options. Mileage restrictions often accompany leased vehicles, but they generally include maintenance and come with a lower interest rate. So, this is a great option for flexibility if you don't drive far distances around Brentwood. You'll also have access to the latest features through a leased car. If you decide you want to buy your leased vehicle, that may even be an option, as well.

Auto Loan

Auto financing via an auto loan is a more common practice, but there are still some questions surrounding this practice. So, let's go over auto financing at Genesis of the South Shore. If you decide you want to take out an auto loan, let us do the work of quoting multiple auto lenders for you. By letting us contact our network of lenders, we work to get our buyers near Lindenhurst various options. We can present multiple selections for you to choose from, which many buyers appreciate because of the sheer convenience. With an auto loan, you will pay a monthly amount of principal and interest for a set term, similar to an auto lease agreement. However, once you make the last payment on an auto loan, the vehicle is considered yours, and you will receive a lien release from the lender.

Other Financial Considerations

Financing a Genesis model from Genesis of the South Shore has a few other aspects you'll want to consider. If you have a trade-in, our team can inspect your vehicle and offer a fair price toward the cost of your newly-selected vehicle. Of course, you don't have to trade in your current model, but it can help reduce the monthly payments on your new Genesis vehicle selection. Also, a down payment is another tool you can use to reduce your monthly payments. We offer certified pre-owned Genesis vehicles, which offer competitive rates for you also to consider.

Sales tax and registration are another financial consideration to keep in mind. Some lenders will allow you to finance these costs, while others won't. So, if you're interested, let our finance team know promptly. Not to mention, auto insurance will need to be evaluated before purchasing a new or used Genesis model. Understanding how these costs will affect your monthly payment is an important financial responsibility for all buyers.

Schedule Your Finance Appointment Online

Before discussing financing, come into Genesis of the South Shore and pick out the Genesis model you could see yourself driving daily around Bayshore. We'll let you take it on a test drive, talk about the price, and then set you up with one of our Finance Center experts to seal the deal. When you're ready, we are at Genesis of the South Shore! We proudly serve Deer Park and the surrounding New York areas. Take the short drive to our dealership today. Our team looks forward to meeting with you soon.

  1. Genesis of The South Shore

    205 Sunrise Hwy North Service Rd
    West Islip, NY 11795

    • Sales: (934) 223-1943
Loading Map...


Genesis of The South Shore

205 Sunrise Hwy North Service Rd
Directions West Islip, NY 11795

  • Sales: (934) 223-1943
  • Service: (631) 587-0700
  • Parts: (631) 587-0700